Workmen’s Compensation

Our specialised insurance covers will keep you secured.

What is Workmen’s Compensation Insurance?

Workers in any organization are exposed to work-related accidents.

The Federal Law of UAE Chapter 9 of 1980, has mandated responsibility on the Employers to pay compensation to employees due to accidents arising out of and in the course of their employment.  

What is covered?

The employer shall compensate his employees for any work-related accident causing:

1

Death

2

Physical injury

3

Disability

4

Loss of earning

5

Medical expenses towards complete recovery

6

Policy indemnifies the employer against all sums payable mentioned above but medical expense is limited to AED 7,500 only

What is not covered?

1

Non work related accidents

2

War, sabotage and terrorism

Extensions Available

  • Repatriation expenses
  • Employer’s Liability
  • Accidental medical expenses
  • Employee to employee liability
  • Hernia, sun/heat stroke
  • Coverage for non-work related accidents

Period of Insurance

The coverage is provided for a period of 12 months.

Deductible

The policy may have a time deductible for temporary total disability benefit and monetary deductible for medical expenses.

Premium rates are based on:

  • Estimated annual wages of the employees
  • Nature of work of the employees
  • Estimated number of the employees
  • Extensions requested.
  • Territorial area covered

Important Information

Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.

For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

Claim Settlement

You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim. 

Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

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