Terrorism & Political Violence Insurance

Our tailor made insurance covers are global in nature, with competitive terms provided by rated insurance companies in the region.

What is Terrorism & Political Violence Insurance?

Terrorism and political violence insurance covers damages or destruction of property including buildings, equipment, furnishings and inventory. It may also cover losses associated with the interruption of your business.

The standard fire insurance policy and all other policies under which riot and strike extension are provided, exclude loss or damage due to civil commotion amounting to popular rising and terrorist and political violence activities in addition to other war and war like perils.

What is covered?

The policy covers direct physical loss or damage including fire damage caused by

1

Riots and or strikes and or civil commotion including loss by looting

2

Malicious damage including terrorist activity/ violence by member(s) of an organization whose aim is or includes the overthrowing of any legal government

The cover is accepted for a period of 3, 6 or 12 months subject to strict underwriting. The policy can be further extended or renewed on case by case basis.

What is not covered?

1

Loss of damage caused by burglary, theft or house-breaking etc.

2

War or invasion, act of foreign enemy, hostilities or warlike operations (whether wat be declared or not), civil war or seizure of power arising from military conspiracy

3

Loss resulting from total or partial cessation or interruption of work

4

Loss/ damage caused by or resulting from confiscation, requisition, detention, legal/ illegal occupation

5

Loss/ damage by perils more specifically insured/ insurable under a fire policy with riot and strike and malicious damage extensions

6

By ionizing radiations or contamination of radioactivity etc.

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