Public Liability

Our specialised insurance covers will keep you secured.

What is Public Liability Insurance?

Throughout the course of your business all kind of operations are exposed to civil liability claims arising due to negligence. And with strict public laws and courts awarding huge sums to claimants, it is prudent to take such an insurance cover even in cases where it is not mandatory.

The Public Liability insurance policy is suitable for all types of business activities;

  • Food and beverages
  • Manufacturing
  • Healthcare
  • Information Technology
  • Real estate
  • Industries
  • Agriculture

What is covered?

This policy covers against amounts you are legally liable to pay as damages to third parties due to a negligent act.

1

Compensation for accidental death or bodily injury

2

Damage to or loss of property

3

Legal costs associated with the claims

What is not covered?

1

Use of plant and equipment

2

Motor vehicle liability

3

Off shore works

4

Product liability

5

Professional Indemnity

6

Directors and Officers Liability

7

Pure financial loss

8

Employers liability

9

Gradual pollution

10

War, sabotage and terrorism

Extensions Available

  • Car park liability
  • Working away cover
  • Sudden and accidental pollution
  • Tenants liability
  • Fire brigade and water damage
  • Defective sanitary arrangements
  • Liability for plant and equipment whilst in use as tools of trade

Period of Insurance

The coverage is provided for a period of 12 months. 

Deductible

A deductible for each and every loss under the policy may be applicable under some sections of the policy. 

Premium rates are based on:

  • Nature and scope of your business
  • Liability Limits
  • Estimated annual turnover
  • Geographical area covered
  • Extensions opted for

Important Information

Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions. 

For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

Claim Settlement

You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim. 

Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

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