Commercial General Liability

Our specialised insurance covers will keep you secured.

What is Commercial General Liability Insurance?

Commercial General Liability (CGL) policy provides a comprehensive cover than public liability insurance, covering the complete business activities of the company.

  • Manufacturing factories
  • Catering companies
  • Contractors

What is covered?

Commercial General Liability (CGL) policy is a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury or property damage arising out of their

1

Premises

2

Operations

3

Products (optional)

4

Completed operations

5

Advertising

What is not covered?

1

Product recall

2

Punitive damages

3

Fines and penalties

4

Motor vehicle liabilities

5

Professional Indemnity

6

Directors and Officers Liability

7

Pure financial loss

8

Employers liability

9

Gradual pollution

10

War, sabotage and terrorism

Period of Insurance

The coverage is provided for a period of 12 months.

Deductible

A deductible for each and every loss under the policy may be applicable under some sections of the policy.

Premium rates are based on:

  • Type of product
  • Volume of sales
  • Territory involved
  • Policy limit of liability
  • Policy deductibles
  • Your professional experience

Important Information

Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.

 For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

Claim Settlement

The damages awarded in these claims include medical costs, compensatory damages, economic damages, and, in some instances, attorneys’ fees, costs and punitive damages.

You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.

Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880. 

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