Mergers & Acquisitions Insurance

Our specialised insurance covers will keep you secured.

What is Mergers & Acquisitions Insurance?

Many insurance policies require notification to the insurance company if the coverholder under an existing policy undergoes a change in control, or acquires another company above a certain size. These events can have other effects, including the obligation to pay additional premiums to cover the newly acquired company.

To make sure your company is not blindsided by surprise liabilities after the merger or acquisition transaction, it is encouraged to consider the following prior to closing the transaction:

1

Ensure all of the seller’s existing insurance policies have sufficient limits and adequate coverage for its main risks

2

Determine whether the seller has any potential liabilities that are not insured

3

Take note of the seller’s existing third-party contracts, guarantees, Indemnities and agreements

4

Address any circumstances or conditions that could generate claims if operations are added or moved to locations unfamiliar to your company

5

Address any differences in the way the seller reported claims with the way the buyer reports claims

6

Review change of control provisions in-bedded in various types of insurance policies to ensure the transaction doesn’t automatically trigger the cancellation of insurance coverage

7

Mysterious disappearance

8

War, sabotage and terrorism

9

Accidental breakage

10

Property being worked upon

11

Property in course of constructions / erection

Additional uncovered liabilities are often discovered in the merger and acquisition due diligence process, which will be covered under the comprehensive M&A insurance.

Your insurance depends on a lot of factors

Your personal advisor will compare insurance quotes
from leading insurance providers

Get a quote