Our tailor made insurance covers are global in nature, with competitive terms provided by rated insurance companies in the region.
What is Household Insurance?
Insurance cover protects your home and everything inside whether you own or rent. This cover is specifically designed for risks associated with residents living in flat apartments and villas.
What is covered?
Risks Covered Against:
What is not covered?
Period of Insurance
The coverage is provided for a period of 12 months.
Basis of Sum Insured
The sum insured may be either on the basis of the actual value or the new replacement value of the property but should be adequate to cover the total exposure.
The sum insured is very important and needs to be given careful consideration to avoid applying the Average Clause (i.e. application of under-insurance) in the event of a claim.
Deductible
There is a deductible for each and every loss under the policy terms and conditions.
Important Information
Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.
For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880.
Claim Settlement
In case of any loss or damage to the covered property, payment for repairs and replacement is made subject to the overall limit of the sum insured.
The insurance company may at its own discretion, repair or replace the affected property instead of paying for the cost of restoration.
Liability claims are settled in accordance with the applicable law in the UAE.
Workmen’s compensation claims are settled in accordance with the UAE Labor Law.
You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.
Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact ( Premier Insurance Broker ) at +971 2 658 8880.
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